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Our Profit share plans have the following features that make our plans truly unique and industry leading:

  1. Customized Investment Policy Statement (IPS) that defines the investment strategies utilized in the plan and forms the documentation required to support your fiduciary investment decisions.
  2. Diversified investment portfolio choices with long term industry leading performance records for your participants so that your participants can all chose proper investments based on their risk tolerance.
  3. Institutional Fund choices that have investment costs that average only .40% or 40 basis points of cost or less for each diversified portfolio.
  4. Full unbundled fee disclosure from fee-only CFP advisors that receive no compensation from any providers of the plan.
  5. Industry leading 3rd Party Administrators for insuring the plan is compliant with all requirements and that your participants receive top service.
  6. Advisors that design and implement a plan that is best for you as a plan sponsor and that is best for your plan participants thus insuring that you meet all your fiduciary duties.

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Plan sponsors should not be fooled by low cost offers for Profit share plans that may place you in ERISA liability risk because the plan does not meet your fiduciary responsibilities. Many bundled plan offers show below market administration fees, which are more than made up for with high investment costs or other hidden fees and expenses. These offers place you in a fiduciary breach for not managing the costs of the plan for your participants.

Let us help you find the best retirement plan:
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The IRS imposes several Profit share contribution limit guidelines on the amount that can be contributed to your plans in a year. Profit share plans allow you to make annual pre-tax contributions of up to $15,500 (in 2007). Those 50 and older can make pre-tax contributions of $20,500. Profit Sharing/Employer match can increase tax-deferred contributions up to $45,000 ($45,000 for those 50 and older).